A regulatory sandbox run by the Saudi Central Bank (SAMA) that lets local and international fintech companies test their innovative financial solutions in the Saudi market under the bank's supervision before full licensing.
About the program
SAMA's regulatory sandbox lets fintech companies test products such as debt crowdfunding, peer-to-peer lending, open banking and supply chain finance. In September 2025, 25 companies were operating in the sandbox. In June 2026, the bank launched an improved application service through the e-services portal that lets companies submit and track applications automatically.
Regulatory testing environment, not an accelerator: no funding. Applications via SAMA e-services portal (June 2026). Launch year not confirmed from an opened source (SAMA site had TLS errors at verification).
What it offers
- Sectors
- Fintech
- Equity
- Takes no equity
- Format
- Rolling